So, if you own a collapsing brick building, on a swamp, in one of the highest seismic zones in the country, then you will have a tough time selling it for a high price. Are the seismic codes at fault? Should we relax them to non-existence? What if the whole area will be made a park and memorial after the earthquake?
It's a very interesting moral question, of whether there should be financial victims before the earthquake, or dead victims after.