Immediately sign on to your provider and create a PIN. Put that in a text file and upload it to Google drive. Don't have any 2 factor auth that uses text messages. Give up on text messages and use something else.
Don't have your only connection to the world on your phone using text.
Don't expect anybody to compensate you.
ps. while we are at it, don't use a win pc at all. :)
Reference
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